Official Procedure Last Change December 1, 2025

Motion to Determine Final Cure and Payment of Mortgage Claim

General Information

This event is made available for use at the end of a Chapter 13 plan, as part of the process of determining whether or not a mortgage is current.

The trustee files a Notice of Disbursements Made when they believe that a mortgage is current.

The mortgage holder is required to file a Response to Notice of Disbursements Made within 28 days of service of the Notice (21 days if filing a Response to Notice of Final Cure Payment), even if they do not dispute the Notice.

A Motion to Determine Final Cure and Payment of Mortgage Claim may be filed by the debtor or trustee if they wish to request that the Court set a hearing in order to make a determination on the status of the mortgage. It must be filed as a motion, not an objection. The Motion must be filed within 21 days after service of the Response.

Filing requirements

• Most recent version of Official Form B410C13-M2

• Certificate of Service  

• Filing party is responsible for uploading a proposed order.

Step-by-Step Instructions

1. Log into CM/ECF.

2. Select Bankruptcy > Motions, Applications & Briefs.

3. Enter case number (in the format xx-xxxxx) and click Next.

4. Select Determine Final Cure and Payment of Mortgage Claim (Rule 3002.1), Motion for from the event list and click Next.

5. Select appropriate radio button to indicate whether or not the Motion you are filing is amended.

6. Check box if jointly filing with another attorney. Click Next.

7. If you indicated that you are filing jointly with other attorney(s), select additional attorney(s) and click Next.

Note: You cannot add attorneys. Only attorneys who have previously entered an appearance will be available for selection.

8. Select the party filer. If the party is not listed, or cannot be selected, view instructions on adding a new party. Click Next.

Note: The "Attorney/Party Association” screen may appear. If your party selection was correct, check the box to create an association and click Next.

9. Browse to attach the document to be filed (pdf file). Click Next.

10. Click to select the claim to which the Motion relates and click Next.

11. If you indicated in step 5 that you are filing an amended motion, all pending motions on the docket are displayed. Select the motion that is being amended and click Next.

12. Select prefix text, if applicable, and click Next.

Note: The prefix text option is not available if you indicated in Step 5 that the Motion you are filing is amended.

13. Verify final docket text. If correct, click Next to submit.

Note: The Notice of Electronic Filing displays giving you the document number. Copies of this notice are immediately e-mailed to all participants who receive electronic notification in the case.

14. Upload proposed order.