Official Procedure Last Change December 1, 2025

Response to Notice of Disbursements Made/Final Cure Payment

General Information

This event is made available for use at the end of a Chapter 13 plan, as part of the process of determining whether or not a mortgage is current.

The trustee files a Notice of Disbursements Made within 45 days after the debtor completes all payments due to the trustee under the chapter 13 plan whether or not the trustee made any disbursements to the claim holder.

The claim holder must file a Response to Notice of Final Cure Payment within 28 days of service of the trustee's notice. The trustee or debtor may file a Motion to Determine Final Cure and Payment of Mortgage Claim to seek a determination by the court that the debtor has cured all defaults and paid all required post-petition amounts. 

The Notice of Final Cure Payment is added to the claims register as a claims supplement, not to the docket, and can be viewed only by accessing the claims register.

Filing Requirements

• Most recent version of Official Form B410C13-NR

• Certificate of Service  

1. Log into CM/ECF.

2. Select Bankruptcy > Claims > Claim Events.

3. Enter case number (in the format xx-xxxxx) and click Next.

4. Select Response to Notice of Disbursements Made/Final Cure Payment (Rule 3002.1), from the event list and click Next.'

If filing as an Attorney, continue to step 5. If filing as a Limited User, skip to step 7.

5. Check box if jointly filing with another attorney, click Next. If jointly filing, select additional attorneys, click Next.

6. Select the party filer. If the party is not listed, or cannot be selected, view instructions on adding a new party. Click Next.

Note: The "Attorney/Party Association” screen may appear. If your party selection was correct, check the box to create an association and click Next.

7. Browse to attach the document to be filed (pdf file). Click Next.

8. Click to select the claim to which the Response relates and click Next.

9. Select appropriate radio buttons to indicate whether you are agreeing or disagreeing, then click Next.

10. Final docket text is displayed for review. Click Next.

11. Verify final docket text. If correct, click Next to submit.

Note: The Notice of Electronic Filing displays giving you the document number. Copies of this notice are immediately e-mailed to all participants who receive electronic notification in the case.