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B-3002.1-1. ADDITIONAL NOTICE REQUIREMENTS FOR MORTGAGE LENDERS IN CHAPTER 13

(a)   Notice of Payment Change and of Fees, Expenses, and Charges

A creditor with a claim secured by real estate shall comply with Fed.R.Bankr.P. 3002.1(b) and (c), even if the real estate is not the Debtor’s principal residence.

(b)   Motion to Determine Validity of Payment Change

A party in interest who objects to the payment change may file a Motion to Determine Validity of Payment Change.  If no motion is filed by the day before the new amount is due, the change goes into effect, unless the Court orders otherwise.  

(c)   Notice of Change in Servicer

If the mortgage servicer changes while the bankruptcy is pending, the mortgage holder shall file with the Court and serve upon the Debtor and the trustee a notice providing the name of the servicer, the payment address, a contact phone number, and a contact email address.