What does it mean when the document is restricted?
If a document is restricted it has been hidden from public view. A document can be restricted for various reasons. The most common reason is the presence of personal identifiers.
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What are the differences between ECF and Pacer?
PACER refers to Public Access to Court Electronic Records and allows the general public to view documents filed in a bankruptcy case. ECF refers to Electronic Case Filing which allows attorneys and other limited users to file documents electronically with the Clerk’s Office.
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What is a Judgment?
A judgment is an order of the court awarding relief to one or more of the parties in an adversary proceeding.
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What are exemptions?
Debtors are allowed to claim certain property, both real and personal, as exempt under the Bankruptcy Rules. Here in Indiana, with some limited exceptions, debtors are limited to the exemptions provided by state law. These exemptions amounts can be found in Indiana Code §. 34-55-10-2.Debtors are allowed to claim certain property, both real and personal, as exempt under the Bankruptcy Rules. Here in Indiana, with some limited exceptions, debtors are limited to the exemptions provided by state law. These exemptions amounts can be found in Indiana Code §. 34-55-10-2.
What is the difference between a denial of discharge and a judgment that a debt is not dischargeable?
When a debtor is denied a discharge, the debtor does not receive a discharge of any debt. On the other hand, a determination that a particular debt is non-dischargeable under section 523 of the Bankruptcy Code impacts only that particular debt involved in the analysis.
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What is an adversary proceeding?
An adversary proceeding is a civil lawsuit commenced by the filing of a complaint by a party in interest to accomplish a result, such as to recover money or property or to object to the debtor’s discharge. For more information, consult Fed. R. Bankr. P. 7001.
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What is a Chapter 7?
The chapter of the Bankruptcy Code providing for "liquidation,"(i.e., the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors.)
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What is a Chapter 13?
The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.)
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What is a Chapter 11?
The chapter of the Bankruptcy Code providing (generally) for reorganization, usually involving a corporation or partnership. (A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. People in business or individuals can also seek relief in chapter 11.)
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What is a Chapter 9?
The chapter of the Bankruptcy Code providing for reorganization of municipalities (which includes cities and towns, as well as villages, counties, taxing districts, municipal utilities, and school districts).
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