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(a)   Pre-confirmation Payments as Adequate Protection

In Chapter 13 cases, unless otherwise ordered, for secured claims other than those asserting a lien on real estate, “adequate protection” under 11 U.S.C. §1326(a)(1)(C) shall be paid by the Debtor directly to the trustee, as a portion of the payment made under 11 U.S.C. §1326(a)(1), in an amount equal to one percent (1%) of the secured creditor’s allowed secured claim. Such amount shall be presumed to constitute adequate protection although that presumption may be rebutted. The trustee shall disburse adequate protection payments to the secured creditor as soon as practicable after receiving them from the Debtor. All adequate protection payments shall be subject to the trustee’s percentage fee.

(b)   Confirmation Hearings

Consistent with 11 U.S.C. §1324(b), absent a contrary order or objection, the Court finds that it is in the best interests of creditors and the bankruptcy estate to hold a confirmation hearing prior to twenty-eight (28) days after the objection is filed.