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Debtor Info

A debtor may be a business, organization, or individual person who owes money to a person, organization, or business and is filing for bankruptcy.  This section of the website provides information such as bankruptcy basics and videos, legal advice, legal services, forms, means test, where to file, financial management requirement, 341 meeting requirement, request a copy of discharge, and more.

Find out if you are eligible for free or low cost legal help

Note: If not represented by an attorney, please visit our "Filing Without an Attorney" section for more information.

Attention Attorneys and Debtors:  The court issued notice on November 2, 2015, of a scam aimed at debtors that involved spoofing of their attorney's office telephone number.  You can read that notice here.  Clerk staff have learned recently that a variant of that scam has emerged.  The caller purports to be a creditor who was not listed and/or claims to have been excepted from discharge, and proposes prompt payment in a reduced amount (so long as the debtor does not suggest the need to discuss with counsel).  Attorneys who represent debtors may wish to warn them of this latest version of the scam.   Information about such contacts with debtors can be brought to the attention of the United States Trustee.