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Financial Management Certificate

Notice to Approved Personal Financial Management Course Providers

Effective December 1, 2013, Fed.R.Bankr.P. 1007(b)(7) has been amended to permit an approved debtor education provider to notify the court directly that the debtor has completed a post-petition instructional course concerning personal financial management. [1] This rule change pertains to debtor education certificates only, not to credit counseling certificates.

The U.S. Bankruptcy Court for the Southern District of Indiana will permit approved personal financial management course providers to file the Certificate of Debtor Education under Fed.R.Bankr.P. 1007(b)(7) using the financial management course certificate efiling program (eFinCert) instead of requiring course providers to register as a limited filer in the court's CM/ECF case management system.

Pursuant to Fed.R.Bankr.P. 1007(c), the debtor must file a statement that he/she completed the personal financial management course within 60 days after the first date set for the meeting of creditors under § 341 of the Code in a chapter 7 case. In a chapter 11 or 13 case, the statement must be filed no later than the date when the last payment was made by the debtor as required by the plan or the filing of a motion for discharge under § 1141(d)(5)(B) or § 1328(b) of the Code. Failure by the provider to timely file the certificate in accordance with Fed.R.Bankr.P. 1007(c), will result in the debtor's case being closed without a discharge. See Fed.R.Bankr.P. 4004(c)(1)(H).

File Personal Financial Management Course Certificate (eFinCert)

[1] Form 23 (Debtor's Certification of Completion of Post-petition Instructional Course Concerning Personal Financial Management) has been amended to instruct the debtor to complete and file the form ONLY if the course provider has not already notified the court of the debtor's completion of the course.