Response to Notice of Final Cure Payment (limited users)


How to file:

Location of event: Bankruptcy > Limited Users > Response to Notice of Final Cure Payment (Rule 3002.1)


Things to be aware of when filing: An appearance is not required.



This procedure is for limited users only. See separate procedure if you are an attorney filer.

General Information

This event is made available for use at the end of a Chapter 13 plan, as part of the process of determining whether or not a mortgage is current.

The trustee or debtor files a Notice of Final Cure Payment when they believe that a mortgage is current.

The mortgage holder is required to file a Response to Notice of Final Cure Payment within 21 days of service of the Notice, even if they do not dispute the Notice. If the Notice is disputed, a Motion for Determination of Final Cure and Payment can be filed by the debtor or trustee to request that the Court set a hearing in order to make a determination on the status of the mortgage.

The Notice of Final Cure Payment is added to the claims register as a claims supplement, not to the docket, and can be viewed only by accessing the claims register.



Filing Requirements


Step-by-Step Instructions

1. Log into CM/ ECF


2.  Select Bankruptcy > Limited Users


3.  Enter the case number (in the format xx-xxxxx) and click Next


4.  Select Final Cure Payment (Rule 3002.1), Response to Notice of from the event list. Click Next


5. Enter name of party filing the document and click Next


6. Browse to select the document to be filed  (pdf file).  Click Next


7. Click to select the claim to which the Response relates and click Next


8. Select appropriate radio buttons to indicate whether you are agreeing or disagreeing, then click Next.


9. Verify the final docket text; if correct, click Next


10. Click Next to submit your document(s).


Note: The Notice of Electronic Filing displays giving you the document number. Copies of this notice are immediately e-mailed to all participants who receive electronic notification in the case.



Curing Deficiencies

If the Response is deficient, an amended response must be filed prior to the deficiency deadline using the instructions above, or the Response may be stricken.